Debt-to-Income Ratio: The Half of the Math You Control When Rates Rise

Debt-to-Income Ratio: The Half of the Math You Control When Rates Rise

Debt-to-Income Ratio: The Half of the Math You Control When Rates RiseJosh Catigano
Published on: 24/09/2026

Learn how your debt-to-income ratio affects mortgage qualification, why rising rates can increase DTI, and which parts of the equation homebuyers can control.

Debt-to-income-ratioDTIMortgage Qualificationhome readinessmortgage rates
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The 10-Year Treasury Just Crossed 5%. Here's What It Means for Mortgage Rates (and What It Doesn't).

The 10-Year Treasury Just Crossed 5%. Here's What It Means for Mortgage Rates (and What It Doesn't).

The 10-Year Treasury Just Crossed 5%. Here's What It Means for Mortgage Rates (and What It Doesn't).Josh Catigano
Published on: 23/09/2026

The 10-year Treasury crossed 5%. Here’s what that means for mortgage rates, what it doesn’t mean, and how homebuyers can prepare without trying to time the market.

mortgage rates10-year treasurytreasury yieldsmortgage backed securitiesmbshousing markethomebuyer educationmortgage planningcharleston mortgagecharleston homebuyers
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